Investment Home Return Calculator

Purchase Price $
Rent $
Rent/Price Ratio
Type of Finance
Down Payment %
Interest Rate %
Mortgage Payments $ /month
Property tax $ /year or %
HOA Fee $ /month
Home Insurance $ /year
Management Fee % of rent
Maintenance Cost $ /month
Leasing Commission $ % of rent
Total Monthly Payment $ /month
Vacancy Loss months
Monthly Cashflow $ /month
Cash on Cash Return %
Cash+Equity Return %
Annual Appreciation %
Total Return %

Property tax rate in Austin is on the average of 2.5%. Currently, the insurance rate on a $200K investment property is roughly $800. Cash + Equity return considers the equity increase in your property when you pay off your loan balance monthly. The return is only for the first year of your loan term. In later years, the return will become lower since your loan balance and leverage ratio decreases.